Usage Policy

Last updated: September 3, 2025

Our Usage Policy applies to all MBIC LLC products and services, including our data analytics consulting, business intelligence implementations, AI deployment services, process automation solutions, and any related software, applications, and systems (collectively "MBIC Services").

The Usage Policy sets out universal requirements that apply to all users of the MBIC Services, and specific additional requirements that apply to clients who integrate MBIC Services into their business operations.

We may update this Usage Policy from time to time by posting an updated version on our website.

If we learn that you have violated this Usage Policy or are otherwise misusing or abusing MBIC Services, we are entitled to restrict, suspend, or terminate your access to the MBIC Services. If you become aware of a violation of this Usage Policy, please notify us immediately at safety@mbic.us.

Universal Requirements

You must not use the MBIC Services to engage in, facilitate, or promote any of the following prohibited activities. Descriptions of prohibited activities are illustrative, not exhaustive.

Child Sexual Exploitation and Sexually Explicit Content Involving Minors

Any activity that exploits, abuses, or endangers children, or otherwise compromises the safety of children; or any generation, creation, sharing, or facilitation of sexually explicit content involving minors. We will report child sexual abuse material that we become aware of to competent authorities and other organizations as appropriate.

Incitement of Violence or Harm

Any use of the MBIC Services that (1) incites violence, threats, extremism, or terrorism; (2) glorifies or facilitates self-harm; (3) is sexually exploitative or abusive; (4) constitutes hate speech; or (5) promotes or glorifies racism, discrimination, hatred, or abuse, against any group or individual based on protected characteristics like race, ethnicity, national origin, religion, disability, sexual orientation, gender, or gender identity.

Illegal Activities

Any illegal activity, or other violation of applicable law, including providing instructions on how to commit crimes, facilitating illegal activities or intentionally using our services in ways that may infringe, violate, or misappropriate the intellectual property rights of a third party.

Weapons and Controlled Substances

Any activities that relate to the production, sale, trafficking, or marketing of weapons or controlled substances.

Compromising Privacy or Identity

Violation of a person's privacy rights or applicable privacy regulations, including unlawful access to or tracking of a person's physical location; unlawful social scoring; real-time identification of a person or inference of emotions or protected characteristics of a person such as race or political opinions based on biometric data; or other unauthorized access to personal information.

Compromising Security

Use of the MBIC Services to (1) compromise security or attempt to gain unauthorized access to computer systems or networks; (2) generate or propagate spam or carry out phishing or social engineering campaigns; (3) create or process any viruses or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept, or expropriate any system or data; or (4) otherwise violate the integrity, availability, or confidentiality of a user, network, computing device, communications system, or software application.

Surveillance and Predictive Policing

Any activities involving illegal profiling or surveillance, including spyware or communications surveillance, untargeted scraping of personal information to create databases, or predictive policing activities that may violate civil liberties or applicable law.

Fraudulent, Abusive, Misleading, or Deceptive Practices

Use of the MBIC Services to (1) generate inauthentic content representing real persons, places, entities, events, or objects that could falsely appear as authentic or truthful in a manner that is misleading, deceiving or harmful to persons, groups, or entities; (2) engage in academic dishonesty; (3) deploy subliminal or purposefully deceptive techniques to distort behavior or impair decision-making in a manner that is reasonably likely to cause significant harm; or (4) engage in deceptive or abusive practices that exploit vulnerabilities such as age, socio-economic status, or disability.

Misinformation and Political Manipulation

Creation or promotion of harmful misinformation and disinformation, including defamatory or libelous content and political propaganda; attempting to manipulate public opinion on issues such as health, safety, government policies, laws, or political campaigns; or deterring people from participating in or otherwise attempting to disrupt democratic processes.

Abusing MBIC Services

Any activities that aim to (1) circumvent, disable or otherwise interfere with security, safety or technical features or protocols; (2) exploit vulnerabilities; or (3) otherwise intentionally bypass restrictions of the MBIC Services.

High Risk Activities

Activities (1) where the use or failure of the MBIC Services could reasonably be expected to result in death, harm to psychological or physical health or safety, or severe environmental or property damage; or (2) that use the MBIC Services for automated determinations about individuals in domains that affect their rights, safety, or access to essential services and benefits (e.g., employment, education, healthcare, migration, housing, law enforcement, legal advice/decisions, or financial or insurance products or services). Internal business intelligence and reporting uses are not considered High Risk Activities under this Usage Policy.

Client Implementation Requirements

You must ensure your implementation of MBIC Services complies with the Universal Requirements of this Usage Policy and that users of your systems understand and are required to comply with substantially similar requirements.

If your implementation includes public-facing interfaces that interact with end users, you must: (1) implement appropriate access controls and monitoring; and (2) if the system interacts with minors, comply with applicable child safety regulations and implement appropriate additional safety controls such as age verification and content moderation.

Research Exceptions

MBIC encourages responsible security and safety research. Limited exceptions to our Usage Policy are possible for research purposes if specifically authorized by us. For safety-related research or to report a security issue, please contact safety@mbic.us.

Contact Information